Loan Rates

 
 
 
 
 
 
 
 
 
 
 

 

 

Current Mortgage Rate Information

The following information is intended to give prospective buyers and real estate professionals a good idea of current interest rates and points on the most popular mortgage products.  It is not an advertisement to extend consumer credit as defined by Section 26.2 of Regulation Z.  Rates and terms are subject to change without notice. Please note that rates may not be current at time of viewing.  Please call or e-mail me for current rates and specific requirements for your situation.

                 Conventional Mortgage Rates Thru  September 22, 2019               

Posted Every Friday

Conforming Loan Amounts (up to $484,350)

Rates are based on Purchase Loans of $275,000 or greater with 740> credit score 80% LTV

 

Product

Lender Credit

Discount Points

Rate

APR

30 Year Fixed

 

1 pt

3.50%

3.665%

30 Year Fixed

 

0 pt

3.875%

3.959%

15 Year Fixed

1 pt

3.125%

3.419%

15 Year Fixed

 

0 pt

3.375%

3.523%

 5/1 ARM

0 pt

 

 

7/1 ARM

0 pt 

 

 

10/1 ARM

 

0 pt

 

 

APR based on loan amount of $275,000 and assume a 20% down payment. APR is based on rounding to the closest 1 discount or no discount points. APR equals all costs payable to obtain credit.  Rates are General, call for more exact estimates.

 Jumbo Loan Amounts ($484,351 thru $5 Mil)

Rates are based on Purchase Loan of $750,000 or greater with 760> credit score, 75% Fixed and 75% Arm LTV. Call for rate on higher LTV

 

Product

Lender Credit

Discount Points

Rate

APR

30 Year Fixed

1 pt

3.875%

3.995%

30 Year Fixed

0 pt

4.125%

4.162%

15 Year Fixed

1 pt

3.50%

3.712%

15 Year Fixed

0 0 ptpt

3.75%

3.815%

5/1 ARM

0 pt

 

 

7/1 ARM

0 pt

 

 

10/1 ARM

 

0 pt

 

 

Rates are subject to change without notice.  APR based on loan amount of  $650,000. All jumbo rates assume min 25% down payment and some require 760 score or >. APR equals all costs payable to obtain credit.  Excellent credit required for lowest rates. Call for quotes on loan amounts > 1 mil.

 

                                                       

 

 

 

 

2500 West Loop South | Suite 250 |Houston | Texas | 77027

O: (713)623-5174 | F: (713)355-9999 | C: (713)530-6452

E: raltman@securemortgagecompany.com | NMLS-70160  MLO- 225931

 

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