Loan Rates

 

 

Current Mortgage Rate Information

 

The following information is intended to give prospective buyers and real estate professionals a good idea of current interest rates and points on the most popular mortgage products. It is not an advertisement to extend consumer credit as defined by Section 26.2 of Regulation Z. Rates and terms are subject to change without notice. Please note that rates may not be current at the time of viewing. Please call or e-mail me for current rates and specific requirements for your situation.

 

Conventional Mortgage Rates Thru November 11th, 2024

Posted Every Friday

Conforming Loan Amounts up to $766,550

 

Now Accepting Conforming loan limits up to $802,650 on most Fannie Mae and Freddie Mac Fixed rate products

Call For VA, FHA, USDA, and Non-QM Rates

PRODUCT Origination Fee RATE APR
30 Year Fixed 1pt 6.125% 6.270%
30 Year Fixed 0pt 6.50% 6.551%
15 Year Fixed 1pt 5.375% 5.611%
15 Year Fixed 0pt 5.75% 5.832%
5/6ARM 1pt
7/1 ARM 0pt
10/6 SOFR ARM 1pt

Rates are subject to change without notice.  APR based on loan amount of $450,000, assuming 25% down and a 780 credit score. APR is based on rounding to the closest 1 discount or no discount points. APR equals all costs payable to obtain credit. Rates are General, call for more exact estimates.

Jumbo (non-conf.) Loan Amounts ($766,551 or >)

Call for rates on higher/lower LTV’s

PRODUCT Origination Fee RATE APR
30 Year Fixed 1pt 6.625% 6.755%
30 Year Fixed 0pt 6.875% 6.907%
15 Year Fixed 1pt 6.625% 6.838%
15 Year Fixed 0pt 6.875% 6.927%
6m/6 ARM 1pt 5.625% 8.890%
6m/6 ARM 0pt 5.99% 8.946%
10/6 SOFR ARM 0pt

Rates are subject to change without notice.  APR is based on loan amount of  $766,551. All jumbo rates assume a min of 25% down payment and some require 780 score or >.  APR equals all costs payable to obtain credit.  Excellent credit required for lowest rates. Call for quotes on loan amounts > 1 mil.

Send a Message or Schedule Your Free Consultation

I offer free consultations to my clients.  Prior to the home search, let me evaluate current and long term needs in order to maximize your buying power.

Address

825 Town & Country Lane 

Suite 1200 #17

Houston | Texas | 77024

Phone

Cell: (713)530-6452
Fax: (713)355-9999

Five Star Award Winner for 2024 and every year since inception of 2011. Thank you Realtors and clients for nominating me once again this year!

NMLS - 70160  Mortgage Loan Originator - 225931